Life InsuranceStarting Under$1 a Day
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Recognized by leading publications for excellence in life insurance
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Best for Term Life Rates
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Best Term Life Insurance
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Billions in Coverage Issued
Frequently Asked Questions
Everything you need to know about getting life insurance coverage with Evorolife
A common rule of thumb is 10-12 times your annual income. Consider your mortgage, debts, future expenses like college tuition, and how much income replacement your family would need. Our quote calculator can help you determine the right amount.
Most applicants can complete the application in 18 minutes or less. Once approved, your coverage can start immediately. No medical exam required for most applicants up to $5 million in coverage.
For most applicants applying for coverage up to $5 million, no medical exam is required. We use advanced health data to make instant decisions. Higher coverage amounts may require a brief medical exam.
Life insurance provides a tax-free death benefit to your beneficiaries if you pass away while the policy is active. They can use this money for any purpose - mortgage payments, education costs, daily expenses, or debt repayment.
Yes, term life insurance has no long-term commitment. You can cancel at any time without penalty. However, if you cancel and later want coverage, you may need to reapply and rates may be higher due to age or health changes.
Many pre-existing conditions don't prevent coverage, though they may affect your rate. Our partner carriers specialize in finding coverage for various health situations. The best way to know is to complete an application.
Absolutely. We use bank-level 256-bit encryption to protect your data. We never sell your information to third parties. Your data is only shared with licensed insurance carriers for the purpose of providing you quotes and coverage.
We currently don't have licensed partners operating in New York or South Carolina. Additionally, our digital-first platform does not support paper applications or cash payments, which are required in South Carolina. We're working to expand our network. If you're in NY or SC, we recommend contacting a local insurance agent or visiting your state's insurance department website for options.
Still have questions?
Call us at (888) 625-2030