A family walking hand in hand down the sidewalk
No medical exam for most applicants*

Protect the peoplewho count on you.

Answer a few questions on your phone and get covered in as little as 18 minutes. No appointment, no pushy salesperson. Coverage up to $5 million from Symetra, an A-rated carrier.²

or call (732) 630-1963

Free to check. Takes about 18 minutes. Your quote is held for 30 days.

A (Excellent)
A.M. Best rated carrier²
Award-winning
SwiftTerm platform³
Since 1957
Symetra protecting families

Your policy is issued by Symetra, protecting families since 1957

A (Excellent)²
A.M. Best financial strength rating
Symetra Life Insurance Co.
Eye on Innovation³
Award for the SwiftTerm platform
Gartner, 2021
Model Insurer³
Award for the SwiftTerm platform
Celent, 2022

Which one sounds like you?

Life insurance isn't about you. It's about who'd be left figuring it out without you.

Someone counts on your paycheck

If you weren't here tomorrow, would they be okay? Let's make the answer an easy yes.

Learn more

New baby, new math

Diapers, daycare, college someday. Make sure the plan holds even if you can’t.

Learn more

Your name is on the mortgage

Keep the house theirs, no matter what. Match your coverage to what you owe.

Learn more

You’re the boss (and the backup plan)

No HR department is covering you. Protect your family and the business you built.

Learn more

Just getting started in your career? Lock in a low price while you're youngMore questions? Visit the Learning Center

The thing you keep putting off.

It used to mean a salesman at the kitchen table, a nurse and weeks of waiting. Not anymore.

“It's not about me. It's about the people who'd be left figuring it out.”
“No salesman at the kitchen table. Just you, your phone and a few questions.”
“Things that take longer than getting life insurance now.”

Actor portrayals.⁴

Less than you think.

Most people overestimate what life insurance costs. Here's what coverage can look like.¹

S
Sarah, 32
$5M for $75/mo¹
M
Mike, 28
$250K for $12/mo¹

¹ Sample prices for illustration only. Your actual price depends on your age, health, tobacco use, coverage amount, term length and state, and is set by Symetra during underwriting.

Every Evoro quote comes with

  • Your price is held for 30 days
    Get your quote today and lock it in when you’re ready. No pressure.
  • Free help from a licensed agent
    Questions? Call (732) 630-1963 and talk to a real person.
  • No medical exam for most
    No needles, no nurse visit, no appointment for most applicants.*
  • All online, from your phone
    Apply with Symetra’s secure SwiftTerm application in about 18 minutes, start to finish.

What Customers Say About the Evoro Life Experience

Evoro Life customer

"Getting coverage was quick and surprisingly simple. Everything was clear, and I was approved faster than I expected."

Frank

Evoro Life customer

"Seamless process from start to finish. Professional, efficient, and easy to understand."

T. Hanson

Evoro Life customer

"I kept putting this off for years. I finally handled it in one sitting."

Michael R.

Evoro Life customer

"Clear communication, no confusion, and no pressure. Exactly what I was looking for."

Drew

How it works

1

Check your price

Two quick questions about who you’re protecting, then your age, coverage and state.

2

Apply online

We hand you to Symetra’s secure SwiftTerm application. Most people don’t need a medical exam.

3

Get covered

Get approved in as little as 18 minutes, with no medical exam for most applicants.

Talk to a licensed agent

Rather talk it through?

Our licensed agents can help you pick the right amount and term, and find savings an online form can't. Free, and no pressure.

Call (732) 630-1963

Frequently Asked Questions

Everything you need to know about getting life insurance coverage with Evorolife

A common rule of thumb is 10-12 times your annual income. Consider your mortgage, debts, future expenses like college tuition, and how much income replacement your family would need. Our quote calculator can help you determine the right amount.
Most applicants can complete the application in 18 minutes or less. Once approved, your coverage can start immediately. No medical exam required for most applicants up to $5 million in coverage.
For most applicants applying for coverage up to $5 million, no medical exam is required. We use advanced health data to make instant decisions. Higher coverage amounts may require a brief medical exam.
Life insurance provides a tax-free death benefit to your beneficiaries if you pass away while the policy is active. They can use this money for any purpose - mortgage payments, education costs, daily expenses, or debt repayment.
Yes, term life insurance has no long-term commitment. You can cancel at any time without penalty. However, if you cancel and later want coverage, you may need to reapply and rates may be higher due to age or health changes.
Many pre-existing conditions don't prevent coverage, though they may affect your price. The best way to know is to apply, or call a licensed agent at (732) 630-1963 to talk it through first.
Yes. Your application is completed on Symetra's own secure SwiftTerm site. We never sell your information to third parties, and your details are only shared to provide your quote and coverage.
Your quote is held for 30 days. Check your price today and lock it in whenever you're ready, with no pressure.
Your term life policy is issued by Symetra Life Insurance Company, which has been in business since 1957 and holds an A.M. Best financial strength rating of A (Excellent). Evoro Life connects you with licensed agents and Symetra's SwiftTerm application.
Usually not on its own. Work coverage is often a flat amount or one to two times your salary, and it typically ends or changes if you leave the job. Many people add their own term policy so their family stays protected no matter where they work.
Yes. Evoro Life connects you with licensed insurance agents, and your policy is issued by Symetra Life Insurance Company, rated A (Excellent) by A.M. Best. Visit our Learning Center page "Is Evoro Life legit?" to see how to verify this yourself.
We currently don't have licensed partners operating in New York or South Carolina. Additionally, our digital-first platform does not support paper applications or cash payments, which are required in South Carolina. We're working to expand our network. If you're in NY or SC, we recommend contacting a local insurance agent or visiting your state's insurance department website for options.

Still have questions?

Call us at (732) 630-1963

Cross it offthe list today.

Checking your price is free, and it's held for 30 days. The people who count on you will be glad you did.

* No medical exam for most applicants up to $5 million. Coverage is subject to underwriting approval. Not available in NY or SC.

¹ Sample prices for illustration only. Actual premiums depend on age, health, tobacco use, coverage amount, term length and state, and are determined by Symetra Life Insurance Company during underwriting.

² Symetra Life Insurance Company A.M. Best financial strength rating of A (Excellent), the third highest of 16 categories. Ratings are subject to change. See Symetra's current ratings.

³ Awards given to Symetra's SwiftTerm platform, the online application Evoro Life connects you to: 2021 Gartner Eye on Innovation Award and 2022 Celent Model Insurer Award. Awards recognize Symetra, not Evoro Life.

⁴ Videos feature a paid actor, not an Evoro Life customer.

Evoro Life connects you with licensed insurance agents and does not issue policies. SwiftTerm policies are issued by Symetra Life Insurance Company.