Privacy Policy

1. Introduction

Evoro Life ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services.

Please read this Privacy Policy carefully. By using our Site, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

2.1 Personal Information

We collect personal information that you voluntarily provide when requesting quotes or applying for insurance, including:

• Name, email address, phone number, and mailing address
• Date of birth, gender, and Social Security number
• Health information and medical history
• Financial information (income, assets, debts)
• Beneficiary information
• Other information relevant to insurance underwriting

2.2 Automatically Collected Information

When you visit our Site, we automatically collect certain information, including:

• IP address and browser type
• Device information and operating system
• Referring URLs and pages viewed
• Time and date of visits
• Cookies and similar tracking technologies

3. How We Use Your Information

We use the information we collect for the following purposes:

• Providing insurance quotes and facilitating policy applications
• Connecting you with licensed insurance carriers and agents
• Communicating with you about your quote or application
• Improving our website and services
• Complying with legal obligations and regulatory requirements
• Preventing fraud and ensuring security
• Marketing and promotional communications (with your consent)

4. Information Sharing and Disclosure

4.1 Insurance Carriers and Agents

As a lead generation platform, we share your information with licensed insurance carriers and agents who can provide you with quotes and coverage options. These third parties may contact you directly via phone, email, or text message.

4.2 Service Providers

We may share your information with third-party service providers who assist us in operating our website, conducting business, or servicing you, including:

• Technology and hosting providers
• Analytics and marketing platforms
• Customer service and support tools
• Payment processors

4.3 Legal Requirements

We may disclose your information if required by law or in response to valid requests by public authorities, including to meet national security or law enforcement requirements.

4.4 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.

5. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our Site and hold certain information. Cookies are files with small amounts of data that are sent to your browser from a website and stored on your device.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Site.

6. Third-Party Marketing

We may use your information for our own marketing purposes or share it with third parties for their marketing purposes. If you wish to opt out of receiving marketing communications, you can:

• Click the "unsubscribe" link in our emails
• Reply "STOP" to text messages
• Contact us directly to request removal from marketing lists

7. Data Security

We implement appropriate technical and organizational security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encryption of data in transit using SSL/TLS technology
• Secure server infrastructure
• Regular security assessments and updates
• Access controls and employee training

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee its absolute security.

8. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When we no longer need your information, we will securely delete or anonymize it.

9. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information:

• Access: Request access to the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information
• Opt-out: Opt out of marketing communications and data sharing
• Portability: Request a copy of your data in a structured format

To exercise these rights, please contact us using the information provided below.

10. California Privacy Rights

If you are a California resident, the California Consumer Privacy Act (CCPA) provides you with specific rights regarding your personal information:

• Right to know what personal information is collected, used, shared, or sold
• Right to delete personal information
• Right to opt-out of the sale of personal information
• Right to non-discrimination for exercising your privacy rights

To submit a request, please contact us at privacy@evorolife.com or call 1-800-EVORO-LIFE.

11. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately so we can delete it.

12. Do Not Track Signals

Our Site does not currently respond to "Do Not Track" signals from browsers. However, you can disable cookies in your browser settings or opt out of targeted advertising through industry opt-out tools.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. We encourage you to review this Privacy Policy periodically for any changes.

14. Contact Us

If you have any questions about this Privacy Policy or wish to exercise your privacy rights, please contact us: