How Evoro Life Works
Getting life insurance has never been easier. We offer flexible options to meet your timeline and health profile.
Three Underwriting Paths
We offer flexible options to match your timeline and health profile
Instant Coverage
- Online application
- No medical exam required
- Coverage up to $5M
- Instant approval for qualified applicants
Accelerated Underwriting
- Detailed online application
- No medical exam required
- Coverage up to $5M
- Accelerated approval for qualified applicants
Full Underwriting
- Comprehensive application
- Medical exam may be required
- Coverage up to $5 million
- Competitive rates for all health profiles
Powered by Symetra
Evoro Life partners with Symetra, a leading life insurance technology platform, to bring you instant quotes and streamlined underwriting.
Award-Winning Technology
Symetra's platform powers some of the fastest life insurance decisions in the industry.
Top-Rated Carriers
Access to A-rated insurance carriers with competitive rates and strong financial stability.
Frequently Asked Questions
How quickly can I get coverage?
With our Instant Coverage path, qualified applicants can get approved in as little as 18 minutes. Most applications are processed the same day.
Do I need a medical exam?
Not necessarily. Our Instant and Accelerated paths typically don't require a medical exam. Only Full Underwriting requires a medical exam, which we schedule at your convenience at no cost.
What coverage amounts are available?
Coverage ranges from $100,000 to over $10 million, depending on your needs and the underwriting path you choose.
Is coverage available in my state?
Evoro Life is available in most states. Coverage is not currently available in New York. Check your specific state availability when you apply.
What information do I need to apply?
You'll need basic personal information, health history, and beneficiary details. The entire application can be completed online in minutes.
How are rates determined?
Rates are based on age, health, coverage amount, and term length. We provide instant quotes so you know your rate before applying.
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Get Your Free Quote* Not available in NY or SC. Rates subject to underwriting approval.