Is Evoro Life legit?
Yes. Evoro Life is a US life insurance marketing company that connects you with licensed insurance agents and the Symetra SwiftTerm application. Your policy is issued by Symetra Life Insurance Company, an insurer founded in 1957 with an A.M. Best financial strength rating of A (Excellent). You can verify each of these facts yourself.
What's behind your policy
Your policy is issued by Symetra
Evoro connects you to Symetra’s SwiftTerm application. Symetra Life Insurance Company issues the policy and pays claims.
A (Excellent) from A.M. Best
A.M. Best is an independent agency that grades how financially strong insurers are. A is the third highest of 16 ratings.
See Symetra’s ratingsAward-winning application
Symetra’s SwiftTerm platform won a 2021 Gartner Eye on Innovation Award and a 2022 Celent Model Insurer Award.
Read the announcementYou apply on Symetra’s secure site
Your health and personal details go into Symetra’s own application, not a third-party form.
Who is Evoro Life?
Evoro Life makes buying term life insurance simple. Instead of a salesperson at your kitchen table, you answer a few questions online, see your price, and apply on your phone in about 18 minutes. Most people don't need a medical exam.
Evoro is a marketing company that connects people with licensed insurance agents. We don't issue policies ourselves. The policy you apply for is a Symetra SwiftTerm term life policy, issued by Symetra Life Insurance Company.
How to check for yourself
You shouldn't have to take anyone's word for it. Here's how to verify, in five minutes:
- 1Check the insurer’s rating
Symetra publishes its current A.M. Best rating on its ratings page.
- 2Confirm the insurer is licensed in your state
Search Symetra Life Insurance Company in the NAIC's Consumer Insurance Search or on your state insurance department's website.
- 3Look at where you apply
When you continue from your quote, you land on Symetra's own SwiftTerm application. Your policy documents come from Symetra.
- 4Call and ask questions
Talk to a licensed agent at (732) 630-1963. Ask anything. There's no pressure to buy.
Not available in New York or South Carolina. If you live in either state, contact a local licensed agent or your state insurance department for options.
Frequently asked questions
Does Evoro Life issue my policy?
No. Evoro Life helps you get a quote and connects you with licensed agents. When you apply, you complete Symetra’s secure SwiftTerm application and the policy is issued by Symetra Life Insurance Company.
Is Symetra a real insurance company?
Yes. Symetra Life Insurance Company has been in business since 1957 and holds an A.M. Best financial strength rating of A (Excellent), the third highest of 16 ratings. You can check the current rating on Symetra’s ratings page.
Do I need a medical exam?
Most applicants do not. Coverage up to $5 million is available without a medical exam for most people, and the application takes about 18 minutes. Final approval depends on underwriting.
Why can’t I buy through Evoro in New York or South Carolina?
Coverage through Evoro is not currently available in New York or South Carolina. If you live there, contact a local licensed agent or your state insurance department for options.
Can I talk to a real person?
Yes. Call (732) 630-1963 to talk with a licensed agent. It’s free and there’s no pressure to buy.